iSmartCheck™ is the official independent sales division of MyECheck Inc., a leading electronic transaction processor specializing in Check 21 eCheck Processing solutions. iSmartCheck™ is able to provide non-ACH eChecks, Credit Cards, Fraud Tools, Guaranteed Transactions and Collections Guarantees for all types of processing.

Our Patented Check21 Online Processing System enables merchants to offer their customers eCheck transactions with approved responses within 24 hours*.

(*Subject to underwriting and risk level)

Our cutting-edge patented technology for merchant processing bypasses ACH processing (Automated Clearing House) issues by allowing merchants to deposit funds without the usual waiting period needed by other processors. This means that a merchant can offer you the option to pay online for products and services using a check.

Our system is not required to be processed via NACHA rules and regulations.

Please note that we do not process for Internet Gambling sites nor for telemarketing sites.